Fee Schedule :: About GECU

Fee Schedule

Savings Accounts
Checking Accounts
ATM/MasterMoney Cards
Account Information
Miscellaneous

Savings (Share) Accounts
First four* withdrawals per month	NO CHARGE
Account Closing	$20.00, if closed within 6 months of opening
Transaction fee for additional withdrawals Unlimited, free--when you use any GECU ATM	$3.00 each
*Only over-the-counter and phone requests to an employee are counted for this purpose. GECU does not charge a fee for automated transactions.

Personal Checking Accounts: Minimum average daily balance of $2,500 required to earn interest.
Account Maintenance	NO CHARGE
Activity Charge	NO CHARGE
Excessive Check Writing	NO CHARGE
(GECU ATM, MasterMoney, SMARTLine, ACH debits, Automatic Transfer transactions are not counted.) **These fees are not assessed against new accounts for the first two months.
Overdraft Protection Transfers	NO CHARGE
Stop Payment	$25.00 per occurrence
Non-Sufficient Funds Charge (NSF) whether item paid or returned	$27.50 per occurrence
Overdraft Privilege Fee	$27.50 per occurrence
Account History	$5.00 (over the counter and SmartCall) Free--when you use SmartBranch
Check Copy (first two free per statement)	Lesser of $2.00 per check or $20.00 per hour
CUIC Account Statement Copy	$5.00 each (over the counter and SmartCall)
Exceed Credit Limit CUIC Loan Account Closing	$27.50 per occurrence $20.00 if closed within 6 months of opening
Check orders	Rates Vary
Temporary Checks	8 for $2.00

ATM / MasterMoney Cards
Annual Card Renewal	NO CHARGE
SmartMoney ATM Card issued on a checking account	NO CHARGE
Additional MasterMoney Cards	NO CHARGE
Card Replacement	NO CHARGE
Transactions at GECU ATMs	NO CHARGE
Non-GECU Owned ATM Service Charge	$1.00 per transaction*
Transactions at Non-GECU ATMs
Denied Transaction
at GECU ATMs	NO CHARGE
at Non-GECU ATMs	$1.00 per attempt*
Point-Of-Sale Transactions	NO CHARGE
Non-Sufficient Funds Charge (NSF)	$27.50 each transaction
ATM Balance Inquiry	NO CHARGE
Foreign Transaction Fee	1% of transaction amount
PIN Change	NO CHARGE
*Plus any machine usage fee charged by the owner of the ATM. This fee will be disclosed at the time of the transaction. No charge at CO-OP ATMs and Select Universal Money Center ATMs.

Account Information
Calls to SMARTLine	NO CHARGE
Excess Inquiry Fee
Telephone inquiries for information available through SMARTLine	One at no charge per month, thereafter, $3.00 per call Free--when you use SMARTLine or SmartBranch
Calls about your Direct Deposit	NO CHARGE
Transfers between accounts	$3.00 each (unless making a payment) Free--when you use SMARTLine or SmartBranch

Miscellaneous
GECU Cashier's Checks	$2.00 each
Money Orders	$2.00 each
American Express Traveler's Checks
Single Signature Checks	1% of purchase
Two Signature Checks	1.5% of purchase
Return Check Charge (check returned unpaid)	$7.50 per check
Share or CD Account Statement Copy	$5.00 per account
Research Fee	$20.00 per hour
Wire Transfers (Outgoing)	$15.00 each
Wire Transfers (Incoming)	NO CHARGE
Signature Guarantee	$5.00
Coin Counting	5% of total, no minimum Free for Youth Accounts
Commercial Money Orders (CMOs)
*Before 3:45 p.m., Monday - Friday	$12.50
*3:45 p.m. - 5:00 p.m., Monday - Thursday	Fees based on amount wired
*3:45 p.m. - 6:00 p.m., Friday	Fees based on amount wired
*9:00 a.m. - 12:00 Noon, Saturday	Fees based on amount wired
Safe Deposit Boxes (Viscount Office Only)
Set-up	$10.00
3" x 5" x 22"	$18.00 per year
3" x 10" x 22"	$30.00 per year
5" x 10" x 22"	$48.00 per year
10" x 10" x 22"	$84.00 per year
NSF for Late Automatic Payment	$27.50 per occurrence
Stop Payment Fee	$25.00 per occurrence
MasterCard® Credit Card:
Non-Sufficient Funds	$27.50 per occurrence ($30.00 for MasterCard First)
Exceed Limit on Line of Credit	$27.50 per occurrence ($30.00 for MasterCard First)
Notary of Acknowledgment	$6.00 for first signature; $1.00 for each additional signature on same document
Jurat	$6.00 per signature, including oath or affirmation
Certified Copies	$6.00 per certificate
All Other Notarial Acts	$6.00 each
Copies of Notarial Records	$.50 per photocopy page
Notary Services for Non-Member	No longer available
THE CREDIT UNION RESERVES THE RIGHT TO CHANGE THE FEE SCHEDULE AT ANY TIME SUBJECT TO ADVANCE NOTICE AS MAY BE REQUIRED BY APPLICABLE LAW.

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