Fee Schedule
| Savings (Share) Accounts | |
| First four* withdrawals per month | NO CHARGE |
| Account Closing | $20.00, if closed within 6 months of opening |
| Transaction fee for additional withdrawals Unlimited, free--when you use any GECU ATM |
$3.00 each |
| *Only over-the-counter and phone requests to an employee are counted for this purpose. GECU does not charge a fee for automated transactions. | |
| Personal Checking Accounts: Minimum average daily balance of $2,500 required to earn interest. | |
| Account Maintenance | NO CHARGE |
| Activity Charge | NO CHARGE |
| Excessive Check Writing | NO CHARGE |
| (GECU ATM, MasterMoney, SMARTLine, ACH debits, Automatic Transfer transactions are not counted.) **These fees are not assessed against new accounts for the first two months. |
|
| Overdraft Protection Transfers | NO CHARGE |
| Stop Payment | $29.50 per occurrence |
| Non-Sufficient Funds Charge (NSF) whether item paid or returned | $29.50 per occurrence |
| Uncollected Funds Fee (EOD UNF FEE) | $29.50 per occurrence |
| Overdraft Privilege Fee | $29.50 per occurrence |
| Account History | $5.00 (over the counter and SmartCall) Free--when you use SmartBranch |
| Check Copy (first two free per statement) | Lesser of $2.00 per check or $20.00 per hour |
| CUIC Account Statement Copy | $5.00 each (over the counter and SmartCall) |
| Exceed Credit Limit CUIC Loan Account Closing |
$27.50 per occurrence $20.00 if closed within 6 months of opening |
| Check orders | Rates Vary |
| Temporary Checks | 8 for $5.00 |
| Mailed Checking and Money Market Account Statements (Fee waived for Senior Privilege Members) |
$1 per statement |
| ATM / MasterMoney Cards | |
| Annual Card Renewal | NO CHARGE |
| SmartMoney ATM Card issued on a checking account | NO CHARGE |
| Additional MasterMoney Cards | NO CHARGE |
| Card Replacement | $5.00 |
| Transactions at GECU ATMs | NO CHARGE |
| Non-GECU Owned ATM Service Charge | $1.00 per transaction* |
| Transactions at Non-GECU ATMs | |
| Denied Transaction | |
| at GECU ATMs | NO CHARGE |
| at Non-GECU ATMs | $1.00 per attempt |
| Point-Of-Sale Transactions | NO CHARGE |
| Non-Sufficient Funds Charge (NSF) | $29.50 each transaction |
| ATM Balance Inquiry | NO CHARGE |
| Foreign Transaction Fee | 1% of transaction amount |
| PIN Change | NO CHARGE |
| *Plus any machine usage fee charged by the owner of the ATM. This fee will be disclosed at the time of the transaction. No charge at CO-OP ATMs and Select Universal Money Center ATMs. | |
| Account Information | |
| Calls to SMARTLine | NO CHARGE |
| Excess Inquiry Fee | |
| Telephone inquiries for information available through SMARTLine | One at no charge per month, thereafter, $3.00 per call Free--when you use SMARTLine or SmartBranch |
| Calls about your Direct Deposit | NO CHARGE |
| Transfers between accounts | $3.00 each (unless making a payment) Free--when you use SMARTLine or SmartBranch |
| Miscellaneous | |
| GECU Cashier's Checks | $2.00 each |
| Money Orders | $2.00 each |
| American Express Traveler's Checks | |
| Single Signature Checks | 1% of purchase |
| Two Signature Checks | 1.5% of purchase |
| Return Check Charge (check returned unpaid) | $15.00 per check |
| Share or CD Account Statement Copy | $5.00 per account |
| Research Fee | $20.00 per hour |
| Wire Transfers (Outgoing) | $15.00 each |
| Wire Transfers (Incoming) | NO CHARGE |
| Signature Guarantee | $5.00 |
| Coin Counting | 8% of total, no minimum Free for Youth Accounts |
| Commercial Money Orders (CMOs) | |
| *Before 3:30 p.m., Monday - Friday | $12.50 |
| *3:30 p.m. - 5:00 p.m., Monday - Friday | Fees based on amount wired |
| *9:00 a.m. - 12:00 Noon, Saturday | Fees based on amount wired |
| Safe Deposit Boxes (Viscount Office Only) | |
| Set-up | $10.00 |
| 3" x 5" x 22" | $18.00 per year |
| 3" x 10" x 22" | $30.00 per year |
| 5" x 10" x 22" | $48.00 per year |
| 10" x 10" x 22" | $84.00 per year |
| NSF for Late Automatic Payment | $29.50 per occurrence |
| Stop Payment Fee | $29.50 per occurrence |
| Platinum MasterCard® Credit Card: | |
| Non-Sufficient Funds | $27.50 per occurrence ($30.00 for MasterCard First) |
| Notary of Acknowledgment | $6.00 for first signature; $1.00 for each additional signature on same document |
| Jurat | $6.00 per signature, including oath or affirmation |
| Certified Copies | $6.00 per certificate |
| All Other Notarial Acts | $6.00 each |
| Copies of Notarial Records | $.50 per photocopy page |
| Notary Services for Non-Member | No longer available |
| THE CREDIT UNION RESERVES THE RIGHT TO CHANGE THE FEE SCHEDULE AT ANY TIME SUBJECT TO ADVANCE NOTICE AS MAY BE REQUIRED BY APPLICABLE LAW. | |
| Business Checking Accounts | |
| Stop Payments | $29.50 each |
| Non-Sufficient Funds (NSF) Paid or Returned | $29.50 each |
| GECU ATM / MasterMoney Cards Non-Sufficient Funds Charge Cards (NSF) |
$29.50 each |
| Mailed Checking Account Statements $1 per statement | |
