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Fee Schedule


Savings (Share) Accounts
First four* withdrawals per month NO CHARGE
Account Closing $20.00, if closed within 6 months of opening
Transaction fee for additional withdrawals
Unlimited, free--when you use any GECU ATM
$3.00 each
*Only over-the-counter and phone requests to an employee are counted for this purpose. GECU does not charge a fee for automated transactions.

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Personal Checking Accounts: Minimum average daily balance of $2,500 required to earn interest.
Account Maintenance NO CHARGE
Activity Charge NO CHARGE
Excessive Check Writing NO CHARGE
(GECU ATM, GECU Debit Card, SMARTLine, ACH debits, Automatic Transfer transactions are not counted.)
**These fees are not assessed against new accounts for the first two months.
Overdraft Protection Transfers NO CHARGE
Stop Payment $29.50 per occurrence
Non-Sufficient Funds Charge (NSF) whether item paid or returned $29.50 per occurrence
Uncollected Funds Fee (EOD UNF FEE) $29.50 per occurrence
Overdraft Privilege Fee $29.50 per occurrence
Account History $5.00 (over the counter and SmartCall)
Free--when you use SmartBranch
Check Copy (first two free per statement) Lesser of $2.00 per check or $20.00 per hour
CUIC Account Statement Copy $5.00 each (over the counter and SmartCall)
Exceed Credit Limit CUIC Loan
Account Closing
$27.50 per occurrence
$20.00 if closed within 6 months of opening
Check orders Rates Vary
Temporary Checks 8 for $5.00
Mailed Checking and Money Market Account Statements
(Fee waived for Senior Privilege Members)
$1 per statement

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ATM / GECU Debit Card
Annual Card Renewal NO CHARGE
SmartMoney ATM Card issued on a checking account NO CHARGE
Additional GECU Debit Card NO CHARGE
Card Replacement $5.00
Transactions at GECU ATMs NO CHARGE
Non-GECU Owned ATM Service Charge $1.00 per transaction*
Transactions at Non-GECU ATMs  
Denied Transaction
   at GECU ATMs NO CHARGE
   at Non-GECU ATMs $1.00 per attempt
Point-Of-Sale Transactions NO CHARGE
Non-Sufficient Funds Charge (NSF) $29.50 each transaction
ATM Balance Inquiry NO CHARGE
Foreign Transaction Fee 1% of transaction amount
PIN Change NO CHARGE
*Plus any machine usage fee charged by the owner of the ATM. This fee will be disclosed at the time of the transaction. No charge at CO-OP ATMs and Select Universal Money Center ATMs.

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Account Information
Calls to SMARTLine NO CHARGE
Excess Inquiry Fee
Telephone inquiries for information available through SMARTLine One at no charge per month, thereafter, $3.00 per call
Free--when you use SMARTLine or SmartBranch
Calls about your Direct Deposit NO CHARGE
Transfers between accounts $3.00 each (unless making a payment)
Free--when you use SMARTLine or SmartBranch

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Miscellaneous
GECU Cashier's Checks $2.00 each
Money Orders $2.00 each
American Express Traveler's Checks
   Single Signature Checks 1% of purchase
   Two Signature Checks 1.5% of purchase
Return Check Charge (check returned unpaid) $15.00 per check
Share or CD Account Statement Copy $5.00 per account
Research Fee $20.00 per hour
Wire Transfers (Outgoing) $15.00 each
Wire Transfers (Incoming) NO CHARGE
Signature Guarantee $5.00
Coin Counting 8% of total, no minimum
Free for Youth Accounts
Commercial Money Orders (CMOs)
   *Before 3:30 p.m., Monday - Friday $12.50
   *3:30 p.m. - 5:00 p.m., Monday - Friday Fees based on amount wired
   *9:00 a.m. - 12:00 Noon, Saturday Fees based on amount wired
Safe Deposit Boxes (Viscount Office Only)
Set-up $10.00
3" x 5" x 22" $18.00 per year
3" x 10" x 22" $30.00 per year
5" x 10" x 22" $48.00 per year
10" x 10" x 22" $84.00 per year
NSF for Late Automatic Payment $29.50 per occurrence
Stop Payment Fee $29.50 per occurrence
Platinum MasterCard® Credit Card:
   Non-Sufficient Funds $27.50 per occurrence
($30.00 for MasterCard First)
     
Notary of Acknowledgment $6.00 for first signature; $1.00 for each additional signature on same document
Jurat $6.00 per signature, including oath or affirmation
Certified Copies $6.00 per certificate
All Other Notarial Acts $6.00 each
Copies of Notarial Records $.50 per photocopy page
Notary Services for Non-Member No longer available
THE CREDIT UNION RESERVES THE RIGHT TO CHANGE THE FEE SCHEDULE AT ANY TIME SUBJECT TO ADVANCE NOTICE AS MAY BE REQUIRED BY APPLICABLE LAW.

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Business Checking Accounts
Stop Payments $29.50 each
Non-Sufficient Funds (NSF) Paid or Returned $29.50 each
GECU ATM / GECU Debit Card
Non-Sufficient Funds Charge Cards (NSF)
$29.50 each
Mailed Checking Account Statements                $1 per statement

 

 

 

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