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What's New



Travel Tips - GECU Debit and Credit Cards

GECU's always on the job when it comes to protecting you and your debit and credit card transactions from fraudulent activity.
Whether you're at home or traveling, GECU's transaction monitoring system is designed to help detect out of the ordinary spending patterns and unusual activity. 
You could help us with these easy steps:
1.    Call GECU in advance of your travel plans toll-free at 1.800.772.4328 or          1.800.442.4757 to let us know your plans.
2.    Provide GECU with your cell phone number.  That way we could contact you           wherever you are to verify flagged transactions or unusual activity.
Remember that GECU has more than 28,000 surcharge free ATMs as part of our ATM Co-op Network nationwide to serve you.
Look for the  .  
 In addition, you can monitor your accounts on GECU’s Online Banking and with GECU Mobile Apps 24:7.   Contact GECU immediately if you notice any unusual activity.
We hope that you have a safe and enjoyable journey.   At GECU, no matter where you are, we're with you!


New GECU Banking Hours (Effective Nov 2, 2012):

New Friday Branch Hours
  • Beginning November 2, 2012, GECU Branches and SmartCall will now close each Friday at 5pm.


  • GECU’s Drive-thru facilities will close at 6:30pm.
Convenient Services Available Before, During and After Business Hours
Night Depository
  • Offered at most GECU branches, here’s an easy way to make deposits and loan payments before and after hours.*
  • *Night depositories are not available at our Horizon, Downtown Branches and Airway Drive-thru. Please refer to Terms and Conditions for posting deposits and payments to your account(s).
GECU ATMs – Open 24/7
  • With over 16 GECU ATMs around El Paso, you can make withdrawals, transfer money between GECU accounts or request your account balance. 
GECU Montwood Personal Teller Machines (PTMs)
  • Located at 12400 Montwood Dr., GECU PTMs are available Monday through Friday 8am to 8pm and Saturday 10am to4pm. Make payments, deposits, withdraw money, cash checks, transfer funds between GECU accounts or ask for your account balance.                                                            
For more information, call SmartCall at 778.9221, toll-free at 1.800.772.4328.



There are three ways you can manage your accounts with GECU Mobile Apps:

Text Us

Need to know your balance, transfer funds or check your latest transactions? Text us, we'll text you back. All you need is a mobile phone with texting capabilities.

  • Activating GECU Mobile texting is easy
    Log in to gecu-ep.org, go to the GECU Mobile Apps tab and follow the activation instructions.

gecu-ep.org mobile web access
If your smart phone has internet service, simply log on to gecu-ep.org. That's it! No enrollment is necessary. You can check balances, your latest transactions or deposits, transfer funds between GECU accounts, and pay your bills.

You can download your iPhone or Android App
iPhone – go to your iPhone App Store online, type in gecu then download GECU's Mobile Apps.
Android – Open the Android Market page, type in GECU Mobile or gecu in the search bar and press enter. When the GECU Mobile App icon appears, click and download.

If you've already downloaded your iPhone or Android App and you're unable to access the gecu-ep.org, it may be that your registered password is more than 8 characters long. To change your password, log in to gecu-ep.org, go to the User Options tab at the top right of the gecu-ep.org home page and follow the instructions to change your password to no more than 8 characters.

If you need more assistance please call us at 915.778.9221, toll-free at 1.800.772.4328.

Thank you for choosing GECU.

Standard text, data and internet fees may apply.


GECU Mobile has added three new features to help make managing your money easier when you’re on the go:

- Transfer funds
- Low balance alerts
- Adding a second phone line

Adding them to your text commands is easy. Here’s how:

Click the GECU Mobile Apps alerts tab

For transfer funds

o Select transfer source account

o Press submit

o Text TRANS followed by a dollar amount (example: TRANS 200). We’ll transfer money from your transfer source account to your primary account.

Low balance alerts

o Select low balance alert

o Select the dollar amount from the drop-down field

o Press submit

o You’ll receive a low balance alert when your primary account falls below that dollar amount

Setting up two phones for the same primary account

o Select activate another phone

o Complete the two-step process

o Press submit

And, don’t forget these text commands:

BAL = Primary account balance

BAL ALL = All account balances

BAL CHK = Checking account balances

LAST = Last 5 transactions

*Standard text and data fees may apply.

Federally Insured by NCUA.


Now Open... GECU Montwood Branch - New Convenient Extended Hours to fit your Schedule

12400 Montwood Dr.
El Paso, TX 79928

Speak face to face with friendly and knowledgeable tellers on live video!

Get the same teller service including:
- Withdrawals
- Check Cashing
- Cashier's Checks
- Deposits
- Loan Payments
- Transfer Funds

PLUS! Extended PTM Hours
Monday through Friday
8:00 am to 8:00 pm
10:00 am to 4:00 pm

Lobby Hours
Monday through Friday
9:00 am to 5:00 pm
10:00 am to 2:00 pm


Navigate GECU’s website quickly using Search.

It’s a breeze navigating SmartBranch with our Search feature.

Here’s how Search works:

- Type a key product or service word in the Search tool at the top of the page, For example: IRAs or GECU Mobile

- Press go

- You’ll be taken to the results page in just a few seconds

For quick information about GECU products and services use Search.


Questions about GECU’s products and services? Click FAQ



Locating a GECU branch or ATM is easy on SmartBranch. Click here.



Having problems accessing your accounts with our iPhone app?

We may need to reset your password.
- Call us at 915-778-9221.
- Ask us to reset your password.
- Log back into SmartBranch.
- Create a new password.
- Open iPhone App and attempt to login with newly created password.



Easy Cash!

Your GECU ATM and Debit cards NOW work with the CO-OP Network of ATMs.
- Text your location to MYCOOP and you'll get a return text with the closest surcharge-free ATM to your location*
- 47 El Paso 7-Eleven stores
- 5,500 7-Eleven stores in US and Canada**
- 25,000 nationwide
- 800,000 worldwide
- No fee transactions on Withdrawals, Balance Transfers & Balance Inquiries

Click here for a listing of locations.



Easier Than Ever To Manage Your Money

GECU is making it easier to manage your money and checking account by processing your MasterMoney debit card signature (credit) transactions at the time each transaction is made.

How will it work?
For example:
- You make a purchase using your MasterMoney debit card.
- When asked if you'll be using your MasterMoney card as a credit or debit, you tell the cashier it will be a credit.
- When the amount of your purchase is approved and you sign for it, that amount will be placed on hold in your checking account immediately.
- The amount of the purchase will remain on hold until the transaction clears your account.

This also means less confusion when you balance your checking account.

Will this affect MasterMoney debit card and ATM transactions using your PIN (Personal Identification Number)?
No, your funds are already taken out of your account immediately.

If you have any questions about the processing of your MasterMoney debit card transactions, please call 915.778.9221 (toll-free, 800.772.GECU).