Weekly Specials
First Time Homebuyers Have an Even Bigger Reason to Buy
If you're in the market for your first home, here's great news. Qualified first time homebuyers are now eligible for a tax credit of up to $8,000 if purchased before April 30, 2010.
At GECU, our knowledgeable mortgage staff will guide you every step of the way in purchasing your first home and taking advantage of this terrific tax credit.
We offer:
- Conventional, FHA and VA loans
- Low, competitve rates
- Lower closing costs
- Fast approval
Let GECU take you from homebuyer to homeowner, just like we've been doing for over 50 years with our safe and sound mortgage loans.
Click here to apply now.
Subject to approval. Clients must purchase between 1/1/09 and 12/1/09. Primary residence purchase only. Buyer cannot have owned a principal residence during a three year period prior to new purchase. No repayment if homebuyers remain in home for at least three years. Tax credit received when client files income tax return. $75,000 adjusted gross income limit for single tax filers and $150,000 for joint returns.
A Great Way to Pay for a College Education
You may be able to contribute up to $2,000 per year for your child's college education in a Coverdell Education Savings Account.
- Only $20 to open
- Contribute up to $2,000 in 2010
- Money earns interest, tax-free
- Funds can be withdrawn tax-free for qualified educational expenses, including: tuition, fees, books, supplies and equipment
Start planning for your children's education. Call our IRA Department today at 774.6882.
Consult your tax advisor regarding penalties for early distribution of your IRA. Contributions not allowed after the beneficiary reaches 18 (except for special needs beneficiaries).
No Excuse Savers Club
Excuse #12 - "I know we should save our tax refund, but that flat screen TV would look great in our family room."
Expecting a tax refund? Spend some, then save some in a GECU No Excuse Savers Club account. Only $50 to open, you can deposit as much as you want for a year. We'll help keep you from spending it by keeping your money safely on deposit until the 12 months are over.
How you spend your tax refund is up to you. But this year, don't spend all of it, save a little for your future. Don't wait, do it today. Call SmartCall at 778.9221 (toll-free, 800.772.GECU).
No Excuse Savers Club account is a 12 month certificate of deposit. Penalty for early withdrawal.
The Quicker Fixer Upper Home Improvement Loan
Jump - start your home improvement project today!
- Ideal for projects under $15,000
- Competitive rates
- Quick answers
- No home equity needed
- Receive funds within hours of your approval
Loans subject to approval. Anyone living or working in El Paso County or in Doña Ana County not more than 25 miles from our 1500 North Resler office is eligible for membership at GECU - your Greater El Paso's Credit Union.
GECU's Personal Checking...Simply Irresistible
GECU's Personal Checking account is ideal for members who want to manage their money from anywhere, day and night, using a combination of SmartBranch, ATMs and other online services.
What you'll get with GECU's Personal Checking
- No monthly service fees
- Access to all GECU and CO-OP Network ATMs - FREE
- Online access to your accounts at www.gecu-ep.org - FREE
- Manage your bills online with Bill Pay - FREE
- Receive statements online with eStatements - FREE
Need another reason?
Your name will be entered in a drawing for a 42-inch flat screen television and Blue-Ray DVD player if you:
- Open a GECU Personal Checking account
- Sign up for eStatements and Bill Pay
- Pay three bills online by June 30, 2010
Don't wait. Open your GECU Personal Checking account today. Call SmartCall at 778.9221 (toll-free at 800.772.GECU).
Subject to approval. Employees, officers, board/advisory directors and representatives of GECU suppliers, as well as their immediate family (spouse, parents, siblings, and children), and household members of each such employee are not eligible to enter prize drawings.
Winner of entertainment package wil be notified by July 15, 2010. Prize winner may need to file an IRS 1099 Form and be responsible for all required taxes.
