Checking Accounts :: Personal Services

Checking Accounts

GECU offers a variety of checking account options, each designed to meet the specific needs of different members. If you're ready for the convenience of having your checking account at GECU, our Easy-to-Use Switch Kit is tailor-made for you!

MasterMoney Card* - With a MasterMoney Card, you have unlimited, free access to your checking account. It looks like a credit card, is accepted everywhere a credit card is, but works like a plastic check. All purchases are deducted from your checking account. All transactions are itemized on your monthly checking account statement, so you have a record of the date, merchant, location and amount of each transaction. Get one today by calling SmartCall at 778.9221 or 1.800.772.GECU!** MasterMoney Cards are not available for Money Market accounts.

*A Checking Account must be opened prior to applying for this card. Visit any one of our locations to open one today!
**Subject to credit approval.

Checking Account Routing Number: 312081089

Account	Minimum Balance to Open	Average Daily Balance Required to Earn Interest	Monthly Account Maintenance Fee	Activity Fee	Monthly Interest Paid	Special Features
Checking GECU's regular checking account.	$20	$2,500	None	None	When average daily balance is $2,500 or more.	Free** MasterMoney Card
Senior Privilege Special checking exclusively for members age 60 and older.	$20	$2,500	None	None	When average daily balance is $2,500 or more.	Free** MasterMoney Card Free box of GECU logo checks (one box per order).
Money Market Account A short-term, variable-rate investment account that combines the liquidity you occasionally need with a competitive rate of return.	$2,500	$2,500	None	$10 per month if Average Daily Balance drops below $2,500. A maximum of six withdrawals allowed per month.	Average Daily Balance (ADB) up to $10,000, earns the standard Money Market Account rate. ADB of greater than $10,000 will earn a higher rate of interest.	Free box of 40 specially designed checks (one box per order).
Hiker Club Youth A checking account specifically designed for members ages 16 to 18 years.	None	$2,500	None	50¢ per check after 10 checks in a statement cycle.	When average daily balance is $2,500 or more.	Free** MasterMoney Card Free box of 50 standard Colonial Classic checks when account is opened, thereafter $5.00 per box of 50 checks

*Your Checking Account earns the Checking Account with interest rate when your average daily balance is $2,500.

**There may be transaction fees charged by the owner of non-GECU ATMs.