GECU offers a variety of checking account options, each designed to meet the specific needs of different members. If you're ready for the convenience of having your checking account at GECU, our Easy-to-Use Switch Kit is tailor-made for you!
GECU Debit Card* - With a GECU Debit Card, you have unlimited, free access to your checking account. It looks like a credit card, is accepted everywhere a credit card is, but works like a plastic check. All purchases are deducted from your checking account. All transactions are itemized on your monthly checking account statement, so you have a record of the date, merchant, location and amount of each transaction. Get one today by calling SmartCall at 778.9221 or 1.800.772.GECU!** GECU Debit Card is not available for Money Market accounts.
Reorder Checks - Already have GECU checks? Reorder online using this option.
*A Checking Account must be opened prior to applying for this card. Visit any one of our locations to open one today!
**Subject to credit approval.
Checking Account Routing Number: 312081089
|Account||Minimum Balance to Open||Average Daily Balance Required to Earn Interest||Monthly Account Maintenance Fee||Activity Fee||Monthly Interest Paid||Special Features|
GECU's regular checking account.
|$20||$2,500||None||None||When average daily balance is $2,500 or more.||Free**
GECU Debit Card.
Special checking exclusively for members age 60 and older.
|$20||$2,500||None||None||When average daily balance is $2,500 or more.||
Money Market Account
|$2,500||$2,500||None||$10 per month if Average Daily Balance drops below $2,500.
A maximum of six withdrawals allowed per month.
Average Daily Balance (ADB) up to $10,000, earns the standard Money Market Account rate.
ADB of greater than $10,000 will earn a higher rate of interest.
|Free box of 40 specially designed checks (one box per order).|
|Free2Be Checking Account
A checking account specifically designed for members ages 16 to 18 years.
|None||$2,500||None||50¢ per check after 10 checks in a statement cycle.||When average daily balance is $2,500 or more.||
*Your Checking Account earns the Checking Account with interest rate when your average daily balance is $2,500.
**There may be transaction fees charged by the owner of non-GECU ATMs.