Members without a GECU checking account will receive a GECU SmartMoney ATM Card to provide you convenient access to your savings account from any GECU ATM. In addition you'll have instant access to your money from thousands of ATMs around the world displaying the Pulse or Cirrus logos. Use your SmartMoney ATM Card to:
|Savings Accounts||Minimum Balance to Open||Minimum Balance to Earn Dividends||Dividend/Interest Payment Period||Special Requirements||Special Features|
|Share Account (Regular Savings) Represents your ownership or "share" of the credit union||$20||$100||Paid quarterly on the last business day of the quarterly statement periods on March, June, September and December.||Free* ATM Card.|
|Youth Accounts More Info||Paid quarterly on the last business day of the quarterly statement periods of March, June, September and December||Child receives age-specific educational materials, a small register to keep track of each transaction and a special gift when the account is opened.|
|The Money Mammals Club||$20||$20||Newborn to 5 years|
|M3 Money Club||$20||$20||6 years to 12 years|
|Free2Be Accounts||$20||$20||13 years to 18 years|
|Christmas Club Accounts
A savings account specifically for the holidays.
|$10||$10||On November 1, the funds will be deposited to the account you designated plus earned interest through the end of October.||Can be opened any time between November 1st and March 31st.||Deposit as much and as often as you like, but withdrawals are not allowed.|
|Senior Privilege Accounts||$20||$20||Paid quarterly on the last business day of the quarterly statement periods of March, June, September and December.||Exclusively for members 60 years and older.||
|*There may be transaction fees charged by the owner of non-GECU ATMs.
**Refer to our Checking Account brochure for information about our Senior Privilege Checking.
|In addition to the above, all GECU share/savings accounts offer the following benefits: