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Loan Rates

Fully Secured By Shares Variable Up to 120 months (monthly pay)
Fully Secured By CD Variable Up to 120 months (monthly pay)
Signature** Personal Loan 8.65% - 16.90% Up to 24 months
9.65% - 17.90% 25 to 60 months
Personal / Signature** Partially Secured 8.40% - 16.90% Up to 24 months
9.40% - 17.90% 25 to 60 months
Automobile 1 2012 - 2013 2.25% - 12.75% 0 - 48 months
  2012 - 2013 2.25% - 13.00% 49 - 60 months
  2012 - 2013 2.25% - 13.25% 61 - 66 months
  2012 - 2013 2.75% - 13.50% 67 - 72* months
  2012 - 2013 3.00% - 13.75%

73 - 78** months

  2012 - 2013 3.50% - 14.00% 79 - 84** months
  2011 2.75% - 13.50% 66 months
  2011 3.00% - 13.75% 72* months
  2010 3.00% - 13.75% 66 months
  2010 3.25% - 14.00% 72* months
  2009 3.25% - 14.00% 66 months
  2009 3.50% - 14.25% 72* months
  2008 3.50% - 14.25% 60 months
  2008 3.75% -  14.50% 66 months
  2007 3.75% - 14.50% 60 months
  2006 & Older 4.00% - 14.75% 48 months
    *Minimum of $15,000 MSRP required for term of 67-72 months. **Minimum of $30,000 MSRP required for term of 73-84 months.
Motor Home 2
Travel Trailer
5th Wheel
New and Used
*MSRP of $20,000 up to 72 months; **MSRP of $35,000 up to 84 months for 2007 and 2008 vehicles
***Subject to year model and value
6.25% - 14.50% Up to 66 months
6.75% - 15.00% 67 - 72 months*
7.25% - 15.50% 73 - 84 months**
7.75% - 17.90% 85 - 120 months***
Camper 3
Pop-Up Trailer
Boat, Motor and Boat Trailer
New and Used 8.25% - 15.50% Up to 23 months
8.75% - 16.00% 24 to 47 months
9.25% - 17.90% 48 to 60 months
Motorcycle 2 Titled
New and Used
*MSRP greater than or equal to $18,000 up to 72 months; MSRP greater than or equal to $35,000 up to 84 months
6.25% - 14.50% Up to 66 months
6.75% - 15.00% 67 - 72 months*
7.25% - 15.50% 73 - 84 months*
7.75% - 17.90% 85 - 120 months**
Household Good 3 Purchase and Payoff Only 8.25% - 15.50% Up to 23 months
8.75% - 16.00% 24 to 47 months
9.25% - 17.90% 48 to 60 months
Credit Card***

MasterCard Platinum (variable rate)

7.90% - 17.90% Not Applicable
Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances.
No balance transfer fee.
   
Line of Credit*** Checking Ready Credit 16% Not Applicable
***Credit Cards and Line of Credit are revolving accounts
Home Improvement less than or equal to $18,000 4 8.85% - 17.90% Up to 24 months*
    9.85% - 17.90% 25 - 60 months**
    10.35% - 17.90% 61 - 84 months***
    10.85% - 17.90% 85 - 96 months****
Can be for small home improvements for qualified borrowers. Primary Residence Only.
*Loan Balance up to $2,500
**Loan Balance up to $5,000
***Loan Balance up to $10,000
****Loan Balance up to $18,000
Mortgage Rates
LOAN TERM SUBJECT TO CREDIT APPROVAL.

All loan offers are subject to membership and credit qualifications. Rates are based on several factors including loan type, amount of loan, repayment terms and credit rating so your rate may differ. Other terms may apply. Various terms available. Loans subject to approval.

*Annual Percentage Rate
Terms of Repayment Example:
**48 monthly payments of $25.93 per $1,000 borrowed at 11.15%.
1 48 monthly payments of $23.26 per $1,000 borrowed at 5.50%
2 48 monthly payments of $24.33 per $1,000 borrowed at 7.80%
3 48 monthly payments of $25.76 per $1,000 borrowed at 10.80%
4 48 monthly payments of $26.05 per $1,000 borrowed at 11.40%

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